I have been satisfied with beancount. https://github.com/beancount/beancount and fava as a ui. It’s text based so it is easy to automate imports and exports. It can seem daunting at first to create importers in Python, but it’s pretty basic scripting.

Text based accounting lends itself well to easy experimentation with version control.

I tried gnucash for a while, but it felt so slow and not flexible enough for me.

Haven’t had any major apps not work on it. Except one banking app for a while in the beginning, but works now

Cheapest I could find in Sweden. Around 10€. I think it is 3GB data and unlimited calls and texts. Whatever data I don’t use stacks up for a year or somesuch. I have WiFi at home and the office so I don’t really need much data. I would go for a cheaper plan if it existed.

My impression of it is that you can achieve good performance in UE5, but you won’t be using the newer tools for that in most games. Many of the newer tools, like Nanite, comes with a large up front cost, but scales well after that. So you can make a beautiful game that runs stable 30 fps with some effort, but reaching 60 or 120 is trickier when using the newer systems.

Since there are so many different systems in Unreal 5 it’s also a beast to understand. Understanding a system is in many cases a key to performance optimization. Performance is also something that spans most disciplines, adding more people that need to understand it.

UE5 is targeting capabilities of newer hardware, compared to UE4, so it tends to push the limits more.

UE4 has had a lot more time being refined than UE5, so it is understandable that it performs better.

Making a game look nice and run well on newest hardware and do the same for lower end hardware takes a lot of effort. You may need to fall back to older systems with different visuals and spending time on getting it to look similar enough. Sometimes two systems may even not be feasible to switch between, so then in most cases the newer system with better quality takes precedence.

I could go on about this at length but I mostly want to communicate that people underestimate how hard it really is to make a game that is a good investment, fun, beautiful and performant. There is always a balance to be struck.

Sencha Fukujyu. Loose leaf green tea with no added stuff. 70 degrees. Reuse leafs throughout the day. Brewed in a kettle that allows proper expansion of leafs.

While not really a budget tool per say, I’d recommend checking out Beancount if you are looking for a power tool and you are comfortable with a bit of Python. The only really manual steps I have in my setup is downloading transactions from my banks and categorizing any transactions that the machine learning plugin fails to categorize.

I feel like there is going to be a disproportionate amount of people not using a standard qwerty keyboard that replies to this :)

I use qwerty on a standard 100% and another split 60%. I am trying to switch to ortholinear split Dvorak, but haven’t been able to design a keyboard I am comfortable switching to full time. I would also need two of them, one for home, one for work.

Fairphone 5 has 5 year warranty. Sure that’s not 4, but the title makes it seem that 4 is longest out there.

Trickier than most. Pretty detailed. I think the island is a nice touch. The ropes are also interesting.

The dolphins!

I have had basically no issues with my setup: Edgerouter 4 (overkill, had a lower end Edgerouter earlier with no issues except the power adapter died, other hardware was fine). Some pretty basic unifi AP. As well as some cheap dumb gigabit switches. Can basically fire and forget them. Relatively easy to do most things I need on it. Never needed a reboot outside of upgrades. No stability issues, unlike basically all other home grade all in one stuff I have experienced in the past.

1. Heat water to 70 degrees using electric kettle.
2. Put loose leaf green tea in a strainer thingy. Leave room for it to expand 4 times as big
3. Swoosh some of the 70 degree water around a glass kettle to heat it up, pour it out.
4. Put strainer with tea in glass kettle.
5. Pour water over tea.
6. Let sit for a few minutes.
7. Drink.
8. Reuse the same leafs throughout the day using same steps.

I usually use unflavored green tea with decent quality. Very different from tea bags.

Fairphone because I want it to last 5+ years without any annoying repairs.

I import my transactions into Beancount, a plain text accounting software, a few times a year. My setup uses basic machine learning to classify each transaction. This gives me a decent understanding of my situation when combined with Fava, which visualizes the data.

Each month I save a set amount of money automatically into a few different index funds.

I make sure everything that is a monthly payment is something I actually use. Only one streaming service at a time, cheapest phone service etc.

I keep an eye on my main account every now and then to see how much I have. If i feel like it is stacking up more than what I may need in a short amount of time, I either buy more index funds or put it in an account with interest on it. If the main account ever runs out of money I have done something wrong.

I would say I don’t really budget. For me I do not feel the need. I am by no means rich, but not spending money on wasteful things really does a lot. E.g. make food most of the time instead of eating out, cut your own hair, only buy things that last and do your research before buying anything significant.

Please keep in mind I live in the EU and pay a sort of salary insurance so I do not have to stress a lot if something were to happen to change my situation.

I could recommend evaluating if you really need shampoo. Look into no-poo or acid rinse. I use local made soap and acid rinse instead of shampoo, works well for me. Other than that as others said we need more info.