Commitment to quality doesn’t really mean anything. Generally you are lead to thinking good quality, but he could mean bad quality.

Good Nestle

Odds are the figure on the right is St Bartholemew who was skinned alive. He’s wearing his skin round him

Remember them? Still hang them up and ones hanging above my head.

I like to think of myself as part time pond

Is the receptionist Mrs Raven?

Do you have collection lockers for parcel firms near you

Yes, I’ve always known them as elf cups

I didn’t see wake up boo by the boo radleys in here.

It’s about suicide

I believe it was originally a police acronym for: Council House And Violent

Much the same way in Scotland with neds ( Non Educated Delinquents)

I was an amstrad pcw 8256. Still have it in the loft along with that noisy printer.

Life insurance?

Hmm, my opinion would be no.

I’m of the opinion that everybody should be able to have the opportunity to own their own home.

CGT for single property ownership would act a a barrier to getting on the property ladder. Keeping it for owning multiple properties is a way to restrict purchasing multiple properties that you are not living in. Eg: second homes, letting holiday rentals.

The two biggest barriers to housing in my head are the initial proce and lack of available stock.

The biggest driver of property prices for me is the interest rate. Banks seem to like keeping interest payments at about the same levels. So when rates go down, prices go up to compensate. No government would push the rates back into double digits as that would cause a crash bringing property prices down but crippling existing repayments and making them deeply unpopular for the next election.

More available housing would help but as you’ve pointed out every man and their dog is investing in housing as its got the best returns. This drives up demand which pudhes up prices. It doesnt help that house building has not kept up with population growth, which also drives demand.

Of course not everyone can afford to buy, and thats where rentals come in. Used to be social housing, but that got sold off in a quick cash grab. So very limited council housing is left.

Nothee driver o housing stock is the rise of air bnb and the like. Plenty of housing that you could previously rent, now sits idle waiting for short term leases at High return prices.

My preference would be to limit short term rental stocks as a percentage of local housing, scale CGT for multiple properties, councils to have the balls to start building new coucil houses and government to start creeping up the interest rates to lower prices

Whatever you go for make sure it blocks rfid to avoid having your cards skimmed

Don’t know what you are into, or playing on but I’ve been enjoying endless sky recenty:

https://endless-sky.github.io/

Based on my friends its probably about 50/50. Based on work colleagues, only one runner.

So probably not.

If you said you’d not include the name, you might want to edit this image…

Not sure where they are going to find cheese curds in the UK.

Get your tesco club card out, they were 4 quid a tub when I was in there this week.

(Went for the QS for the extre 50g)

Ned is a Scottish term for non educated delinquent